Stay On Track. Unlock More.
Your path to better terms
1
Receive your loan
Get the funds you need fast and hassle-free.
2
Make on-time payments
Pay as scheduled to stay on track.
3
Reach a milestone
Every on-time payment moves you closer.
4
Unlock cash back
Qualify for cash back you can put to good use.
5
Get better terms
Enjoy improved loan terms and more options.
6
Keep building
Continue making payments to unlock even more.
Stay On Track
Track your progress toward your next reward.
4 of 12 payments completed
Keep moving toward your next reward by:
- Making every payment on time
- Maintaining consistent income
You'll continue progressing toward:
- Cash back
- Better loan terms
- Additional credit opportunities
Rewards and terms subject to eligibility and approval.
Frequently Asked Questions
It's simple! Keep your loan current with on-time payments and maintain steady income in your bank account. This may qualify you for additional credit at better rates and terms, which is deposited directly into your bank account as cash.
Important:
Additional credit is not guaranteed and are subject to eligibility and approval.
Full details are available in the FAQ.
Full details are available in the FAQ.
Your loan payment won't change simply because you keep your account in good standing. If you accept additional credit in the future, your loan will be updated to reflect the new amount and terms. Whenever possible, we aim to structure your updated loan, so your payment stays the same or changes only minimally.
Every milestone moves you another step up the Stepping Stone Ladder. As you qualify for additional credit, approved funds are deposited into your bank account, and your loan is updated to reflect the new amount and terms. Responsible borrowing today can help unlock even more opportunities in the future.
Have more questions? Visit our full FAQ page.